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You've Found Personal Health Insurance; Should You Buy Long-Term Care Insurance for Aging Parents? Planning to cover your own insurance needs, from finding good personal health insurance to choosing the correct auto insurance coverages can be a challenge. But, don't forget to consider your role in caring for aging parents as you build your insurance portfolio. This article will help you decide if you should buy long-term care insurance for them. Protecting Your Family: Health Insurance, Life Insurance, And, Don't Forget! - Disability Insurance Most breadwinners buy family health insurance and life insurance policies to protect their families, but when it comes to long-term disability insurance, many people skimp. Find out why you shouldn't underestimate your need for disability insurance.